Solutions by Business Model

    Built for your
    business model

    Akua is not a generic product. Each configuration is designed for the specific business model of PayFacs, PSPs, banks, fintechs, and ecommerce platforms.

    For PayFacs

    Operate as a Payment Facilitator with complete infrastructure

    Akua provides the entire technology stack to operate as a PayFac: merchant underwriting, payment processing, fund distribution, and regulatory compliance.

    Automated merchant underwriting
    Sub-merchant management
    Split payments & commissions
    Per-merchant reporting
    Integrated KYC/KYB
    PCI compliance per merchant

    For PSPs

    Scalable processing stack for service providers

    High-availability infrastructure for Payment Service Providers. Native multi-rail, intelligent routing, automatic reconciliation, and APIs to integrate any acquirer.

    Multi-rail & multi-acquirer
    AI smart routing
    99.999% high availability
    Automatic reconciliation
    Complete RESTful APIs
    Webhook management

    For Banks & Acquirers

    Modernize your payments infrastructure without risk

    Replace or complement your payment core with Akua's cloud-native infrastructure. Zero-downtime migration, legacy system coexistence.

    Zero-downtime migration
    Legacy coexistence
    Cloud native (AWS)
    T+0 settlement available
    Regulatory reporting
    Unified API gateway

    For Fintechs

    Launch financial products in weeks, not months

    Speed-to-market without sacrificing quality. Use Akua's building blocks to launch wallets, cards, credit, or any financial product.

    Time-to-market < 4 weeks
    Sandbox with real data
    Digital onboarding
    Compliance as a service
    Native tokenization
    Automatic scalability

    For Ecommerce Platforms

    Embedded payments for your commerce platform

    Turn your ecommerce platform into a complete financial ecosystem. Offer your merchants optimized checkout, debt payments, and capital advances.

    White-label checkout
    Recurring payments
    Marketplace payments
    Merchant advance payments
    Per-merchant analytics
    Dispute management

    Can't find your
    business model?

    Akua can adapt to any payment configuration. Let's discuss your specific case.