MULTI-RAIL PROCESSING

    Process payments on any channel,
    one single integration

    Multi-rail AI-powered processing, online and physical payments, 50+ payment methods across LATAM. The most complete infrastructure in the market.

    PAYMENT INFRASTRUCTURE

    The engine that powers your payments
    across LATAM

    Connect to multiple payment rails from a single platform. More control, more visibility, and a higher approval rate to scale your operation without complexity.

    Direct rail connection

    No intermediaries

    Traceability & reconciliation

    In real time

    All channels

    Under your brand

    Retry Engine

    Fewer declines, fewer fines

    PAYMENTS

    One solution that adapts to every type of business

    We enable banks and fintechs to modernize their payments infrastructure, reduce costs, and scale without friction.

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    $0

    RISK & COMPLIANCE

    Automated risk and compliance engine

    AI-powered fraud engine, dynamic rules, 3DS, and network tokenization.

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    SETTLEMENT

    Fast and efficient cashouts

    We make it easy to settle funds directly to bank accounts.

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    REPORTING

    Real-time insights for decision-making.

    Access key metrics in a single place.

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    Visa
    9:41

    Tap to Phone

    Acerque al terminal POS

    Total

    $7.45

    TAP TO PHONE

    Combine in-person acquiring and Tap to Phone with SDKs

    Deploy split payments, automatic recurring payments, and partial reversals.

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    Core Features

    Intelligent processing

    Core capabilities powering all payment products.

    AI-POWEREDWHITE LABEL

    Multi-rail Processing

    Connect to multiple payment networks simultaneously. Akua automatically chooses the optimal rail by cost, speed, and approval probability.

    Split Payments

    Split payments between multiple recipients with custom rules. Ideal for marketplaces, platforms, and commission models.

    AI-POWERED

    Smart Routing

    AI that learns from every transaction to optimize routes in real time. +5% average approval, reduced per-transaction costs.

    Recurring & Subscriptions

    Recurring billing engine with dunning management, intelligent retries, and automatic cardholder communications.

    Alternative Payment Methods

    50+ LATAM payment methods: wallets, transfers, cash, cryptocurrencies, and BNPL (Buy Now Pay Later).

    Online Payments

    Online payments white-label

    All online payment components under your brand. No mention of Akua.

    Payment Links

    Generate payment links in seconds, no code required. Customize with your brand, set fixed or flexible amounts, and accept any payment method.

    Akua payment link instancia 1Akua payment link instancia 2

    Checkout

    Conversion-optimized checkout experience. Multi-step, one-click, modal or embedded. Fully white-label with your colors and fonts.

    Checkout mockup - defaultCheckout mockup - tu marca

    Elements

    Ready-to-use payment UI components. Integrate card fields, APM selector, and 3DS authentication with a single line of code.

    Akua checkout element instancia 1Akua checkout element instancia 2Akua checkout element instancia 3

    Physical Payments

    In-person payments

    Hardware and software to accept payments at any physical point.

    POS

    Next-generation POS terminals supporting all payment methods, receipt printing, and centralized management.

    SmartPOS

    Android POS capable of running custom apps. Product catalog, inventory, and payments in a single device.

    Tap to Phone
    WHITE LABEL

    Turn any NFC smartphone into a payment terminal. Your app, your brand, no extra hardware.

    Mobility
    N

    Payments on the go for delivery, field, and mobile retail. GPS tracking, offline mode, and automatic sync.

    Physical payments

    Payment Methods

    Every method

    Native coverage of 50+ payment methods in the region.

    Cards

    Payment method selector

    Visa, Mastercard. Credit, debit, prepaid. Installments and interest-free plans.

    Accepted methods:

    Real-Time Payments

    Bank transfer selector

    Instant real-time bank transfers across major LATAM markets. 30+ local rails integrated.

    Accepted methods:

    Digital Wallets

    Digital wallet selector

    Global and regional digital wallets integrated in a single checkout. Seamless payment experience on any device.

    Accepted methods:

    Cash Payments

    Cash payment methods

    Cash payment networks across all of LATAM. Automatic barcode and QR generation for in-person collections.

    Accepted methods:

    Security

    Bank-grade security

    PCI DSS Level 1, 3DS 2.x and tokenization to protect every transaction.

    WHITE LABEL

    3DS Authentication

    Fully managed 3D Secure 2.x. Frictionless flow, adaptive challenge, and SCA exemption. Reduce fraud without sacrificing conversion.

    WHITE LABEL

    Network Tokenization

    Visa and Mastercard network tokens replacing the real PAN. Higher approval rates and lower fraud on recurring transactions.

    PAN Tokenization

    Card number tokenization for secure storage. PCI DSS compliance without touching sensitive data in your systems.

    PCI Vault

    PCI DSS Level 1 vault for secure payment data storage. Decoupled from your infrastructure to simplify compliance.

    PCI DSS Level 1
    SOC 2 Type II
    ISO 27001
    3DS 2.x Certified

    Start the journey
    toward borderless payments

    Join banks, fintechs, and platforms in LATAM already processing with Akua. No commitments. Response in less than 24 hours.