Transactions and Reconciliations

Fast and efficient cashouts

We facilitate the liquidation of funds directly to bank accounts, ensuring immediate availability and an optimized process for the operation.

Tools to optimize your operations

Full view of transactions

Access to detailed statistics on total volume, number of transactions and approval rates with comparisons with different timelines for better analysis.

Monitoring payments and rejections

Identify reasons for rejection with intuitive graphics and reduce friction in the payment process by adjusting strategies in real time.

Analysis of payment methods

Visualize the distribution of payments between credit, debit and prepaid cards to optimize your acceptance strategy to the maximum.

Reconciliation and transaction status

Check the status of each transaction in real time (successful, pending, canceled or refunded) to be completely certain that it matches the liquidated funds.

Automated and transparent flow

Set up rules for split payments, cashouts and payment reconciliation.

Cashouts

Daily reconciliation, allowing access to your money without unnecessary waiting times. We also offer the option of scheduling retreats based on the needs of your business.

Guaranteed security and reconciliation

Every transaction goes through a verification process to minimize risks and ensure that funds arrive correctly at their destination. In addition, we facilitate automatic reconciliation so that you are always in control of your operations.

With Akua, cashouts are simple, fast and reliable, so you can focus on growing your business without worrying about liquidity.

Real-time monitoring

Visualize each operation as it occurs and anticipates problems.

Updated status per transaction
Identify approvals, rejections, or errors.
Automatic alerts
Notifications for unusual behavior.
Continuous optimization
Friction point detection to improve conversion

Payment scoring

Risk-based decision-making, with visibility right from the start.

Summary of scoring per transaction
Detection of suspicious transactions prior to being processed.
Real-time analysis
Detect abnormal behavior with actionable data.
Decision-making support
Complement your manual validation or review flows.

Management of merchants and organizations

It controls the entire structure of the payments ecosystem.

Connected organizations and accounts
Managing multiple business units from a single place.
Custom permissions and settings
Adaptation of the dashboard to each role and operation.
Full visibility
Access to the performance of each individual entity or business.

Payment terminals and POS (Point of Sale)

Centralize control of physical devices

Assigning and configuring terminals
POS integration according to business operational needs.
Real-time tracking
Status check for each device in use.
Maintenance and fault support
Problem detection and incident resolution in record time.

24/7 support and detailed reports

Access the information you need, when you need it

Dashboard with key insights
Visualization of performance, risks and opportunities for improvement.
Downloadable reports
Clear information for your finance, risk, or product team.
Specialized support
Constant support available to help with daily operation.

Adaptable hierarchical structure

Organize and manage your payment transaction with a flexible architecture.

Organizations
Manage multiple businesses from a single point.
Merchants
Control individual stores with autonomy and customized settings.
Generate sub-businesses
Ideal for models with independent sellers, franchisees or branches.

Integration with POS and payment terminals

Expands the acceptance of physical payments.

Omnichannel payments
Seamless connection between online and physical payments.
Support for terminals
Integration of payment devices according to the needs of the merchant.
Frictionless transactions
Fast and secure experience for customers and businesses.

Tools to optimize your operation

Centralized management
Full control of payments, settlements and operating rules from a single place.
Flow automation
Set up rules for split payments, cashouts and payment reconciliation.
Real-time visibility
Dashboard with insights on performance, risks and detailed reports.

Real-time intelligent detection

We analyze every transaction instantly to identify suspicious patterns without affecting conversion or user experience.

Adaptive models that learn from your operation
The algorithms are updated based on customer behavior and new emerging threats.
Regional coverage
We operate throughout Latin America, taking into account local fraud patterns, activity schedules and frequent devices depending on the region.

Flexibility to create your own rules

We know that each business is unique, so we offer tools to design our own prevention rules that are adaptable to each operation.

Personalization
From simple filters to advanced models.
Adaptability
Rules according to type of customer, amounts, channels or levels of risk.
Compatibility
Compatible with business structures that require centralized control and specific rules.

24/7 monitoring and support

We guarantee the security of every transaction with constant monitoring and specialized assistance.

Real-time dashboard
View alerts, risks and performance all in one place.
Manual review
Human control available if necessary.
Dedicated team
24-hour active support to accompany you in the prevention and resolution of incidents.

Versatile Payment Processing

Integrate payment acceptance into your online platform to provide a frictionless experience for your customers.

Accepted online payment methods:
It processes Card-Present and Card-Not-Present transactions with a single API integration.
Debit cards
Our solution is optimized to operate throughout Latin America, taking into account local fraud patterns, business hours and frequent devices by region.
Credit cards
Access all card network services natively, without intermediaries.

Online payments

Integrate payment acceptance into your online platform to provide a frictionless experience for your customers.

Accepted online payment methods:
Debit cards
Credit cards
Corporate cards

In-person payments

It offers multiple in-person payment methods and terminals that allow your customers to pay with a tap, chip or magnetic stripe.

Accepted online payment methods:
Debit cards
Credit cards
Corporate cards
Apple Pay
Google Pay

It combines physical acquisition and Tap to Phone with SDKs.

It implements fractional payments, automatic recurring payments and partial reverses.

Payment link.

From the dashboard, you can create a link in seconds, without the need for complex technical integrations.

Direct integration with card networks

Advanced features
Activate advanced transaction functions with direct connection to Visa and Mastercard: pre-authorizations, full/partial reverses and extracash.
Simplified management
It accelerates the certification of Card-Present devices, reducing compliance times from months to weeks.

It approves payment devices quickly, ensuring compliance with card network standards.

White Label Checkout

It offers a 100% personalized payment experience. With the Akua White Label Checkout, you can integrate the payment flow into your site while maintaining the visual identity of your brand

Personalized design
Adapt the checkout to the look & feel of your brand: colors, logos, fonts and more.
Easy integration
Easily integrate it via API or SDK without friction.
Responsive and agile
It works perfectly on all devices.

The path to accepting payments without borders and without friction begins today.